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Personal Contract Plan is a Hire Purchase Agreement which is broken down into three key elements:
With a PCP agreement, you’re not actually covering the cost of the car. All cars naturally lose value over time (which is referred to as depreciation). What you pay under a PCP agreement essentially covers the depreciation experienced during the agreement.
A PCP agreement will generally give you a lower payment as it offsets the GFV vs the total amount of the car.
| Offer Type (PCP/PCH) | PCP |
| On The Road Price | £26,825.00 |
| Eden Saving | £2,280.00 |
| Eden On The Road Price | £24,545.00 |
| Monthly Payments | £249.00 |
| Customer Deposit | £4,999.00 |
| APR | 0% |
| Total Amount of Credit | £19,546.00 |
| Optional Final Payment | £10,835.00 |
| Total Amount Payable | £26,825.00 |
| Agreement Duration | 36 Months |
| Annual Mileage | 6,000 |
| Excess Mileage Charge (pence per mile) | £0.10 |
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Eden Automotive Ltd/Eden Motor Retail Ltd is a credit broker not a lender. We work with a number of carefully selected lenders who may be able to offer you finance for your purchase. The lender will pay us a commission for arranging finance for you. The commission amount will be disclosed to you in good time before you enter into the agreement. You will be required to provide your consent to the commission before proceeding. The lender will require a credit check and conduct an affordability assessment before making any offer of finance to you. All finance is subject to status. Terms and conditions apply.
FCA number: 305868/471208.