Finance at Eden Fiat

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At Eden Fiat, we offer our customers a range of financial offers to purchase vehicles with the highest level of flexibility. These offers give you the option to fully own or simply lease a vehicle, and we will tailor our finance packages to you and your personal budget. These plans also offer additional vehicle benefits such as tax and maintenance packages, allowing you to take on a new vehicle purchase without having to make unexpected payments for extra services.

We offer Personal Contract Purchase, Personal Contract Hire, and Hire Purchase packages to you. Personal Contract Purchase gives high flexibility with low monthly payments, and allows you to take on full ownership of the vehicle at the end of the contract term. Personal Contract Hire allows an agreed rental of the vehicle, giving you use of the car without concern for elements such as depreciation values or eventual car disposal. Hire Purchase works through a system of fixed deposits made over an agreed length of time, at the end of which the car belongs to you.

Each finance package offers different benefits, depending on what you are looking for with regard to vehicle ownership as well as your personal budget levels. We will work with you to discuss which plan is best for you and your budget, and will fully explain the process and all of its advantages to you.

Contact Eden Motor Group today if you have any questions regarding any of our finance packages. Visit us in person to discuss your options face-to-face, or telephone us if you would like to make an appointment. Alternatively, you can use our online enquiry form to leave your details with us, and we will get back to you as soon as we can.

PERSONAL CONTRACT PURCHASE

There are similarities between a Personal Contract Purchase and a Hire Purchase contract. At Eden Fiat, we are happy to explain the benefits of a Personal Contract Purchase to you, and find the right finance package for you and your motoring desires.

At the start of the Personal Contract Purchase process, you will pay a deposit on the car you have chosen; this can be up to 30 percent of the car price total. This can be paid in a monetary amount, through part exchanging your current vehicle, or through a combination of the two. Following this, you will make monthly payments for an agreed-upon period of between 18 and 48 months.

The unique element of the Personal Contract Purchase is the Guaranteed Minimum Future Value (GMFV). At the beginning of your contract agreement, the predicted minimum value of your car once the contract ends is calculated. The price that you pay monthly is the difference between the initial purchase price and this predicted future value; at the end, you will make a balloon payment in order to settle the amount and bring the agreement to a close.

At the end of the Personal Contract Purchase, you have several options. The car can be returned to Eden Fiat, with no further commitment. You can transfer your Personal Contract Purchase into a Hire Purchase agreement to own the car outright, or you can part exchange the vehicle on another car from Eden Motor Group.

If you have any questions or concerns regarding Personal Contract Purchase with Eden Fiat, feel free to contact us today. Visit us in person to speak to our experienced members of staff, or use our telephone number to make an appointment at a time to suit you. Alternatively, leave your details with us through our online enquiry form, and we will get back to you as quickly as we can.

PERSONAL CONTRACT HIRE

In order to experience variety with your car purchases, Eden Fiat offers you Personal Contract Hire to finance vehicle ownership. Through this package, you have the freedom to drive the car of your choice, and also have the option to take on a new car at the end of your contract period. This is the ideal finance package for motorists who want to keep up-to-date on new Fiat models, and who want to enjoy the full range of Fiat vehicles.

Having chosen the Fiat model that is right for you, we will discuss with you the ideal hire period for you and your budget. Following an advance rental payment, your monthly payments will be fixed at an agreed amount, ensuring no surprises with your monthly expenditures. We offer hire periods of between 24 and 48 months, and the car is offered to you with no further commitment following the end of the contract. Once you have come to the end of your monthly payment period, ownership of the Fiat vehicle is transferred back to Eden Motor Group, and you are free to choose a new Fiat car to drive under a new contract.

Additional benefits to Personal Contract Hire include road fund licence for the duration of the contract, breakdown cover within the UK and Europe, and full maintenance and servicing packages. These include services such as repairs, tyre repair, and monitoring of the battery.

Contact Eden Fiat for more information on Personal Contract Hire, and how it can benefit you and your motoring experience. Our experienced members of staff are always ready to talk to you in person, or you can telephone us. We also offer an online enquiry form; simply leave your details with us, and we will get back to you as soon as possible.

HIRE PURCHASE

Eden Fiat offers you a number of flexible and affordable car purchase finance options, and will work with you to find the ideal package for you and your personal budget.

Through Hire Purchase, we will agree upon a monthly deposit cost with you over a fixed period of time - between three and five years. Following an initial deposit, you will make monthly payments to us, and at the end of the contract the car ownership is transferred fully to you. The fixed interest rates allow you to easily keep track of your monthly expenditures, and you will be able to arrange your budget knowing that this outgoing amount will not change.

During the Hire Purchase process, ownership of the vehicle will still fall under Eden Motor Group; as such, we will be responsible for maintenance and servicing during the contract period, and offer a number of service options for the purchase period. We offer a comprehensive level of aftercare and servicing options, and only use guaranteed Fiat parts in our services and repairs at our state-of-the-art Fiat bodyshops.

The length of the Hire Purchase contract will affect the amount of your monthly payments, as will your initial deposit. Talk to us today to calculate the ideal deposit amount and contract length for you and the Fiat vehicle of your choice.

If you have any questions regarding our finance packages and services, contact Eden Motor Group today to speak to our experienced members of staff. Visit us in person to make an appointment, or contact us through our telephone number. We also have an online enquiry form, which enables you to leave us your details from inside your web browser. Following your enquiry submission, we will be in contact with you as soon as we can to confirm your request.